Stripe vs. Adyen isn't small vs. enterprise. Five structural differences, from interchange++ pricing to multi-currency settlement, decide which one fits your business now.

Most companies sign their payments contract once and don't read it again until something breaks. Here are the four things we check in every review, and the merchant-protection gaps that keep showing up.

A global print and design company was paying designers and partners out of the same account it collected customer payments into. Under PSD2, that can make you an unlicensed payments company. Here's what happened and what fixed it.

Stripe will transfer your customers' saved cards to a new processor, so they don't have to re-enter them. But subscriptions, payment history and Link-saved cards stay behind, and the file never comes to you.

A US card charged through a Canadian acquirer is a cross-border transaction. Here's where that shows up in fees, FX and declines, and which parts you can fix without a US entity.

Most payments agreements renew on their own, and the notice window can close well before the term ends. Here are six things to check before your payments contract renews, including whether staying cross-border still makes sense at your volume.

Before you sign with a payment provider, ask for the FX markup in basis points over a named reference rate. A quick take on what to get in writing and why.

Some providers show currency conversion as a fee. Others build it into the rate. Four steps to measure your real FX cost on pay-ins and payouts, with a worked example.

Stripe and Adyen both offer local acquiring. Whether you get domestic pricing depends on the card networks' merchant location rules, not the provider's license map.